Data Processing Solutions

Fiserv understands that all credit unions are not created equal. That’s why we maintain the broadest portfolio of data processing platforms to meet the diverse needs of the credit union clients we serve. And all of our core systems feature efficiency-boosting integration with a full range of business-driven ancillary solutions.

Advantage

The Advantage client/server core processing solution builds on a tradition of technological superiority and system reliability, using Microsoft® Windows® and OpenVMS. Independent research shows that the Advantage ability to combine data management with intuitive, flexible, and comprehensive member service tools dramatically enhances credit unions’ competitive capacity and profitability.

Charlotte

Charlotte is a service bureau system that provides online, real-time service and unparalleled support. Charlotte includes all the components required for credit union operations, plus established interfaces to a full range of ancillary products and services.

CUBE®

With in-house and service bureau delivery options, CUBE leverages Microsoft technologies to provide credit unions with maximum flexibility through its open architecture, integration capabilities, and unprecedented ease of use. The CUBE core platform offers an intuitive user interface and a variety of innovative features and functions, all leveraging the familiarity of Microsoft-based solutions for simplified and expedited training and support.

CubicsPlus®

This affordable in-house solution uses Microsoft .NET™ technology to provide flexibility and advanced features, enabling credit unions to save time and reduce expenses while offering enhanced service to their members. CubicsPlus provides credit unions of all sizes with the tools necessary to compete effectively with the largest financial institutions—without requiring dedicated in-house infrastructure personnel.

CUSA

A proven core processing solution, the CUSA Management System (CMS) is an excellent choice for credit unions that lack the resources to develop applications in-house. CMS delivers an intuitive interface that empowers tellers to access share, loan, and account histories immediately and to view them all on a single screen. CMS supplies the powerful, affordable tools needed to increase the depth and quality of your services.

DataSafe®

The DataSafe core processing system provides the robust functionality your credit union needs throughout the enterprise, combined with an open, flexible platform that allows you to easily implement the third-party specialty solutions of your choice. DataSafe delivers the same functionality and breadth of options whether implemented as an in-house or online system.

Galaxy™

Galaxy serves in-house and online credit union clients with innovative, member-focused products and a best-in-class data center solution. In addition to basic core processing functions, Galaxy delivers the ability to tailor member relationship management, rewards, and cross-lending programs to better attract, retain, and enrich member relationships. Galaxy also offers peace of mind through the industry’s strongest security and disaster recovery solution available.

OnCU®

OnCU is a fully automated solution for credit unions preferring to outsource their entire technology solution. This easy-to-use, real-time service bureau solution delivers premium functionality with outstanding support at an attractive price. OnCU delivers everything your credit union needs to maintain a competitive advantage while providing superior member service.

Premier

Based on a service-oriented architecture, Premier is a sophisticated service bureau core solution with a zero footprint infrastructure that delivers unmatched reliability and lets credit union leaders focus on serving members. With an interface built entirely in Microsoft .NET, Premier supports credit unions’ growth by offering intuitive navigation, logical workflows, and expedited training.

Reliance

Reliance is a robust data processing solution geared toward credit unions focused on technology. From an easy-to-use interface to a member and account wizard, Reliance offers everything you need to deliver premium service to your members. And the support of Reliance’s expert, dedicated staff means you have all the resources you need to take your credit union to the next level.

Spectrum®

The Spectrum core processing system—available in an in-house, online, or resource management delivery model—serves many of the nation’s leading credit unions with its broad suite of browser-based financial applications, electronic services, and technology tools delivered through an open, robust platform. Spectrum enables credit unions to streamline their operations and reap the benefits of new revenue opportunities.

XP2®

The XP2 in-house core processing solution delivers the latest in financial services technology to today’s credit unions. XP2 runs on an open, relational database platform with Internet architecture and browser-based applications. The system offers a full suite of solutions, including newly designed member, teller, and lending platforms; electronic services delivery; and automated back-office processing.